8 Key Professionals in a Real Estate Transaction

Key Professionals in a Real Estate Transaction

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Knowledgeable, customer-focused professionals are available to answer your title and settlement questions. Throughout the home selling process, you may also encounter the following industry specialists who are able to professionally answer questions in their area of expertise.


Licensed by the state to represent parties in the transfer of property.


Objectively and independently provides a comprehensive analysis of a home’s major systems and components.


A representative of a bank or other financial institution. They help customers identify their borrowing options and understand the terms of their loan.


Works on behalf of a lender and provides a market analysis of the subject property. An appraiser’s finding is subjective and combined with market findings of sold properties within the surrounding neighborhood.


Helps a homebuyer determine the homeowners protection coverage needed and finds the right homeowners insurance policy to fit those needs.


Can give advice on all legal aspects of the real estate transaction. Additionally, they are able to draft and review contracts, help decide how to take title, and assist with the closing process. Use of an attorney to review the contract and title documents is optional.


An independent third-party who works with all participants to facilitate a successful closing of a real estate transaction. At closing, the escrow officer will collect the purchase money funds from the buyer and lender as well as the settlement costs from each party. They disburse the funds in accordance with the closing documents and record the necessary documents to transfer ownership of the property.


Performs title searches to ensure a clear title so a title insurance policy can be issued. The title company also facilitates the transfer of real estate by sending original transfer documents to the county clerk for recording.

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